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DSCR Loans for Investment Properties

Qualify for an investment property loan based primarily on the property’s rental income rather than your personal income.
  • Highlights
  • Requirements
  • Usage
  • Next Steps
Qualify Based on Property Cash Flow

DSCR loans are designed for real estate investors who want financing based on the income potential of the property instead of traditional personal income documentation.

  • No traditional personal income verification
  • Qualification based primarily on property rental income
  • Available for investment property purchases and refinances
  • Options for individual or entity vesting
  • Cash-out options available
  • Designed specifically for real estate investors
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What You’ll Need to Qualify

DSCR loan eligibility is based primarily on the property, your credit profile, and the overall loan structure.

  • Investment property required
  • Property rental income is used to evaluate cash flow
  • Credit requirements apply
  • Down payment or sufficient property equity required
  • Property value and loan-to-value limits apply
  • Eligible property and vesting requirements apply
  • Reserve requirements may apply
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Financing Built for Real Estate Investors

Use a DSCR loan to finance or leverage investment properties without relying on traditional employment or personal income documentation.

  • Purchase a rental property
  • Refinance an existing investment property
  • Access equity through a cash-out refinance
  • Expand an investment property portfolio
  • Finance properties held personally or through an eligible entity
  • Qualify using rental income instead of personal income
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Start Your Investment Property Loan

Tell us about the property and your financing goals, and we’ll help you review available DSCR options.

  • Choose purchase or refinance
  • Provide basic property and borrower information
  • Share expected or existing rental income
  • Review available loan options
  • Complete your application
  • Submit property and required supporting documentation
  • Move toward approval and closing

Apply Online

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LoanFlight Lending, LLC.

NMLS #1522344 

4343 Anchor Plaza Pkwy Ste 210
Tampa, FL 33634
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