LoanFlight | DSCR No Income Verification Loans

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No Income Verification for Investors

Get maximum LTV with no income verification with a DSCR loan for investors. Qualify based on the rental income of the property rather than the individual.

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Qualify Based On Investment Cash Flow

A DSCR loan allows investors to qualify based on the cash flow of the investment property, rather than their personal income.

No income verification
Loan decision is based on credit rating and LTV of the property
Loan amounts up to $2M
Title vesting as person or entity
Purchase or R/T up to 80% LTV
Up to $500K cash out (LTV max 70%)
Seller concessions up to 2%

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No Income Requirements

Assets sourced or seasoned for 60 days
Full Loan Application
Credit Report
Assets
Appraisal
Market Rent Analysis
Current Lease (Refi Only)

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Flexible Options Without A Credit Check

A debt service coverage ratio (DSCR) loan is perfect for investors that have difficulty proving income as they can qualify for the loan based on the property's rental income.

A DSCR loan can be used to purchase a new investment property or refinance and existing one, even take cash out up to $500K (max 70% LTV).

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Apply Now!

Complete your online application
Upload required documentation (including assets, appraisal, market rent analysis, current lease (refi only).
Lock in your interest rate
Close your loan