LoanFlight Lending
Real Estate Investor Loans

DSCR Loans for Real Estate Investors

Explore purchase and refinance options based primarily on your property's rental income and cash flow — rather than traditional personal-income qualification.

  • Purchase, refinance, or access equity in rental properties
  • LLC / entity-friendly options
  • Built for rental-property investors

Get Your DSCR Loan Options


Tell us about your investment property so our team can review financing options that may fit your goals.

How DSCR Financing Works

A simple process to get from initial inquiry to loan options.

1

Tell us about the property

Share a few details about the investment property and your financing goals.

2

We review property cash flow

We evaluate rental income and property details to identify DSCR options that may fit.

3

Review options and move forward

Complete the application and take the next steps toward approval and closing.

Why Real Estate Investors Choose LoanFlight

Flexible DSCR financing built around the property and the investor.

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Qualify using rental income

DSCR financing focuses primarily on the property's rental income and cash flow rather than traditional personal-income documentation.

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Flexible for investors

Explore purchase and refinance options for investment properties, including individual or entity ownership where available.

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Built for rental-property financing

Work with a team focused on investor scenarios and financing options for rental properties.

★★★★★

“Awesome and explains everything clearly and is so helpful during the process.”

-Randall, Key Largo FL

DSCR Loan FAQs

What is a DSCR loan?

A DSCR loan is an investment-property loan that focuses primarily on the property's rental income and cash flow when evaluating qualification.

Do DSCR loans require personal income?

DSCR programs generally place more emphasis on property cash flow than traditional personal-income documentation, though program requirements can vary.

Can I use a DSCR loan for a refinance?

Yes, DSCR financing may be available for both investment-property purchases and refinances, depending on the property and program.

Can I finance multiple rental properties?

Potentially. Many real estate investors use DSCR financing as part of a broader rental-property portfolio strategy.

Ready to Explore Your DSCR Loan Options?

Tell us about your investment property and we'll help you review financing options that may fit your scenario.

Get My DSCR Options

LoanFlight Lending, LLC · NMLS #1522344

4343 Anchor Plaza Pkwy Ste 210, Tampa, FL 33634

For licensing information, go to: www.nmlsconsumeraccess.org