Increase your buying power and keep your monthly payments lower with only a 1% downpayment and no monthly mortgage insurance for the life of your loan! Restrictions apply, see below for details.
Program Details
Get Pre-Approved
Find An Agent
1% Down Program Details
Purchase Loans for Primary Residence Only
Must make less than or equal to 80% of the area median income for the subject property
Minimum FICO® Score of 620
Minimum down payment of 1% required
Minimum LTV/CLTV/HCLTV of 95.01%; maximum LTV/CLTV/HCLTV of 105% (with an eligible Community Second)
Maximum loan amount of $350,000
Ready to Take Next Steps?
Apply Online Visit our online portal to apply now. Be sure to choose 'Refinance' when it asks which type of loan.
Gather Your Documents. All we need to get started is income and asset documents.
Find a Local Real Estate Agent
If you are looking to purchase a home, it's best to get pre-approved first so your agent will only show you properties you can afford.
Once pre-approved, LoanFlight can connect you with one of our trusted real estate agent partners in your local market.
Ready to Take Next Steps?
Apply Online Visit our online portal to apply now. Be sure to choose 'Refinance' when it asks which type of loan.
Gather Your Documents. All we need to get started is income and asset documents.
Choose Between HELOC & HELOAN. Decide which program works best for you. Unsure? Schedule a consultation with one of our licensed loan officers.
