Calculator assumptions and disclosures: This calculator is provided for informational and illustrative purposes only. Results are estimates based solely on the information and assumptions entered, including the assumed interest rate, loan term, closing costs and debt payments. The interest rate displayed or entered is used only to calculate an estimated payment and is not a rate quote, offer to lend or guarantee that any rate or loan terms are available.

Calculator results do not constitute a mortgage application, prequalification, preapproval, credit decision or commitment to lend. Actual eligibility, interest rate, annual percentage rate, loan amount, monthly payment, closing costs and savings will vary based on factors including credit history, property value, available equity, income, debts, occupancy, loan program and market conditions. All loans are subject to application, verification, underwriting, property eligibility and final approval.

Estimated mortgage payments may include principal and interest only and may not include property taxes, homeowners insurance, mortgage insurance, homeowners association dues, flood insurance or other costs. Consolidating debt into a mortgage may extend the repayment period, increase the total interest paid over time and convert unsecured debt into debt secured by your home. Your home may be at risk if you do not make the required payments. Paying off revolving debt may also affect your credit, and there is no guarantee that paid-off accounts will remain at a zero balance.