Presidentially-Declared Major Disaster Area (PDMDA)

PDMDA 203(h) Program Details

• Up to 100% financing available.
• 580 Minimum Credit Score.
• Can be used to purchase, or for reconstruction of owner-occupied single family homes.
• Eligible Property Types: Single Family Property, Manufactured Housing, FHA HRAP Approved Condominium, PUDs.
• Previous residence (owned or rented) must have been located in a PDMDA and destroyed to such an extent that the property is uninhabitable/condemned.

Required Documents to Get Started

• Loan Application & Credit Report
• Assets, Bank Statements, Tax Returns
• Income, W2, Paystubs
• Government Issued ID
• Disaster report completed by a licensed appraiser.