Whether you're looking to pay down expensive debt, renovate your home or take out some cash for a rainy day, a home equity line of credit (HELOC) or a home equity loan (HELOAN) may be a good fit for you!
Home Equity Loans & Lines of Credit
Your home equity could be the key to your financial freedom or turning your house into the home of your dreams. A home equity loan (HELOAN) or home equity line of credit (HELOC) gives borrowers the flexibility to borrower draw as needed to take a lump sum. Fixed rates and adjustable rates options available.
How it Works
HELOC
HELOAN
How to Get Started
Use Your Equity Any Way You Choose!
Make home renovations, pay off other high interest debts, pay for education, make an investment, or travel the world. It's up to you!
Flexible terms and rates available.
Minimal underwriting documentation.
Low or no closing costs make getting your funds easy!
Home Equity Line of Credit
A HELOC is a line of credit, secured with your home equity. This type of loan is a great option if you need flexible options for future funds.
No interest accrued until funds are drawn.
Draw funds as needed.
Credit scores as low as 620.
Interest only for 10 years / 20 year amortizing.
Home Equity Loan (HELOAN)
A home equity loan is a fixed term loan that is secured by your home equity. This type of loan is perfect if you need a lump sum and don't need access to additional funds in the future.
10 to 30 year fully amortizing terms.
One time use, funds fully at closing.
$25K minimum loan amount.
Investments & second homes allowed.
Ready to Take Next Steps?
Apply Online Visit our online portal to apply now. Be sure to choose 'Refinance' when it asks which type of loan.
Gather Your Documents. All we need to get started is a photo ID, your homeowner's declaration page.
Choose Between HELOC & HELOAN. Decide which program works best for you. Unsure? Schedule a consultation with one of our licensed loan officers.
