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manufactured-home

Manufactured Home Financing

LoanFlight offers conventional and FHA financing for eligible manufactured homes on permanent foundations, with options for purchase and refinance.

Financing for Manufactured Homes

Whether you’re buying, refinancing, or accessing equity, LoanFlight offers mortgage options designed for eligible manufactured homes.

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Manufactured Home Loan Options

Conventional Financing — Traditional mortgage financing for eligible manufactured homes that meet program requirements.
FHA Financing — Government-backed financing with flexible qualification options for eligible manufactured homes.
Home Purchase — Finance the purchase of an eligible manufactured home on a permanent foundation.
Rate & Term Refinance — Refinance an existing manufactured home mortgage to potentially improve your rate, term, or monthly payment.
Cash-Out Refinance — Access available home equity while refinancing your existing manufactured home mortgage.

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What You’ll Need to Qualify

Manufactured home financing has additional property requirements beyond a traditional site-built home.

Home must be classified as real property
Home must be permanently affixed to an eligible foundation
Property must meet applicable conventional or FHA guidelines
Credit and income requirements apply
Property appraisal and eligibility requirements apply
Loan-to-value and equity requirements vary by program

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Flexible Financing for Your Manufactured Home

Manufactured home mortgage programs can be used for a variety of financing needs.

Purchase an eligible manufactured home
Refinance an existing mortgage
Change your loan rate or term
Access available equity with a cash-out refinance
Use conventional or FHA financing based on eligibility

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Start Your Manufactured Home Loan

Tell us about the property and what you’re looking to accomplish, and we’ll help you review available financing options.

Choose purchase or refinance
Provide basic borrower and property information
Confirm the home meets manufactured housing requirements
Review available loan options
Complete your application
Submit requested property and borrower documentation
Move toward approval and closing

Apply Online

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LoanFlight Lending, LLC.

NMLS #1522344

4343 Anchor Plaza Pkwy
Suite 210
Tampa, FL 33634

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For licensing information, go to:
www.nmlsconsumeraccess.org

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