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RESOURCES

The mortgage process can be confusing, we get it! Here are some resources to help you along the way or we're always here to talk.

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Resources2

Application Checklist

This is a detailed list of the documents that are required when you apply for a mortgage.

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Closing Cost

At closing, the ownership of the property is officially transferred from the seller to you.

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VA Loans

Signed into Law by President Franklin D. Roosevelt and was designed to provide Veterans with federally-guaranteed home loan with no down payment.

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FHA Loans

In 1934, the Federal Housing Administration (FHA) was established to improve housing standards and to provide an adequate home financing system with mortgage insurance.

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Foreclosure

Foreclosure is when a homeowner is unable to make principal and/or interest payments on their mortgage.

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Credit

Your credit history is recorded in a file or report. These files or reports are maintained and sold by "consumer reporting agencies" (CRAs).

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Glossary Of Mortgage Terms

Provided is a list of common terminology used when obtaining a mortgage.

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Private Mortgage Insurance (PMI)

Private Mortgage Insurance (PMI) is used to protect the lender in case you default on your mortgage.

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Appraisals

An appraisal is an estimate of a property's fair market value.

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FAQs

List of frequently asked questions.

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