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Rental Property DSCR Calculator

See how your property's rental income compares to its estimated monthly mortgage expenses.

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Use estimated monthly figures. Your calculations update automatically.

YOUR RENTAL PROPERTY ANALYSIS

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For educational purposes only. Estimated DSCR is calculated using gross monthly rental income divided by monthly principal, interest, taxes, insurance, and HOA dues (PITIA). Actual lender calculations, rental income treatment, program requirements, and qualification criteria vary. This calculator does not determine loan eligibility or constitute a financing offer.