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Ever wonder when you should refinance and what to look for in Jacksonville?

If you own a home with a mortgage on it, you should consider refinancing when rates drop 2% or more past your current rate. It’s also worthwhile to do so when the rate is only 1% as any deduction in the rate can cut your monthly payments and the total you will pay.

As you start to consider refinancing and you start your due diligence, you’ll have a vast amount of options when choosing the lender to use. This can be confusing, especially when it is your first time refinancing. So how does one go about picking from a sea of lenders? Here are two helpful tips:

  1. Nothing beats good service! Customer service is critical. This couldn’t be more true then when it’s your first time refinancing. There is no doubt that you will be loaded with questions about the process and different products. Choosing a lender that is upfront and has impeccable service skills is key, as it will give you confidence as you go through the process. So even before a single form is signed, ask questions!
  2. Consider (ALL) costs! At the end of the day, you are doing this to save money. Ask your lender what the costs are for their services and what fees to expect. The lender needs to be 100% transparent and able to provide you with facts. This will only instill more confidence that you made the right choice.

 

Why choose LoanFlight.com?

We do much more than “serve” customers; we serve with absolute integrity, unrivalled competency and complete honesty. Refinancing your home can seem daunting and nerve wracking at first, but we are committed to making it easy and fast, all while providing you with the lowest rates available. Also, we pledge to you that we will help you overcome any and all obstacles, regardless of how small or large that obstacle may be while securing your refinance loan.

We excel at mortgage marketing and origination tech. We use our years of experience and industry knowledge to employ an unbeatable blend of modern technology and personal, human understanding. Our mission is to make your refinance process and experience efficient, fast and enjoyable. Our company culture mixed with efficient alignment has made LoanFlight.com the number one career choice of forward thinking refinance and mortgage professionals, and our customers only prosper from it.

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